Auto Finance Center | Hudson Toyota in Jersey City, NJ

Hudson Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Hudson Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Hudson Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
The following section(s) display custom content from the legacy version of this page and are for reference only. Please review the content and migrate it as necessary. When completed, hide each of these sections (including the one this message is in). Deleting any of them will prevent this page from receiving future updates from DDC.

Trouble-Free Auto Financing at Hudson Toyota

If you've been wanting a new car - but didn't think you could afford it - you need to come to Hudson Toyota. People in Jersey City and New York City have been shopping with us for quite some time because they know we offer a massive selection of new and used cars, along with fair and friendly financing. Our team of advisors is committed to helping Newark drivers get the car they've always wanted - without having to stress about how they'll pay for it. Instead of believing "one size fits all", we look at each situation individually. We take the time to get to know your needs, so we can customize a plan that fits your credit rating and budget.

Toyota Lease Plans in Jersey City Serving Newark, NJ

If you've heard others tell you "no", visit Hudson Toyota. Our finance team loves to say "yes", and we'll go all out to get you approved. We'll lay out all your available options and explain them to you in detail, so you won't take on payments you can't afford. For some people in North Bergen, a Toyota lease is the best way to go, because they'll pay a low (or no) down payment. They'll also make lower payments, because they're only paying for the time they're leasing it, instead of paying for the full cost of the vehicle. Once the lease period ends, they can either purchase the leased vehicle or lease another one. Their repair expenses will be lower as well, because the leased vehicle will still be under the manufacturer's warranty. Be sure to ask about available promotions and Toyota lease offers for special lease rates that could make it easier than ever to get behind the wheel of the car you want to drive. Get directions to our new and used Toyota dealer serving Newark here. 

Car Loans

Others in Elizabeth, NJ, will prefer to purchase their new or used vehicle with a car loan. This is generally a better option for people who plan to keep the same car for a long time. When you purchase a car, truck, or SUV, you own it, so there are no mileage restrictions. People in Union City can also customize or modify the vehicle as they see fit, since they own it. Hudson Toyota works closely with a number of local lenders, so we're certain to find a car loan company with affordable monthly rates. We may be able to set you up with a low APR or cash back for people who qualify. Jersey City drivers have a friend in Hudson Toyota. We'll always seek the best plan possible, because we want you to be happy with your ride AND your payment rates. You can even apply online from the comfort of your own home to save time at our dealership. Contact Hudson Toyota today for an affordable Toyota lease or car financing.

Your privacy is important to us.

Hudson Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Hudson Toyota

    599 NJ-440
    Jersey City, NJ 07305

    • Sales: (866) 219-0460
Loading Map...

Get in Touch

  • Contact our Sales Department at: (866) 219-0460
  • Monday9:00 AM - 8:00 PM
  • Tuesday9:00 AM - 8:00 PM
  • Wednesday9:00 AM - 8:00 PM
  • Thursday9:00 AM - 8:00 PM
  • Friday9:00 AM - 8:00 PM
  • Saturday9:00 AM - 8:00 PM
  • SundayClosed